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Benefits Table

Our travel insurance is designed to let you concentrate on enjoying yourself whilst you're on holiday, with the peace of mind that you're covered financially should anything go wrong.

Whether your holiday is cancelled for reasons beyond your control, your belongings get stolen or you have an accident whilst you're away, you'll be covered.

If you want to insure yourself for just one trip, or for the year, rest assured that you're covered for each of the holidays that you take. You can even add on Winter Sports cover if you're off skiing or snowboarding and need extra protection.

We know that money won't make up for a spoiled holiday, but we do know that it can help to stop a bad situation from becoming worse.

The following table shows a comparative summary of the main benefits provided.

  1. 1. Cover is only available to Irish residents.
  2. 2. Premiums include insurance premium tax at the prevailing rate where applicable.
  3. 3. The information below is a summary of cover. Full cover details are ONLY provided in the Policy Wording.


Section
Benefit Amounts / Limit of Liability
applicable per person
Excess
applicable per person
1. Cancellation and Curtailment
Up to:
€3,000
€90
2. Travel Delay
(Holidays Abroad Only)
Travel delay benefit
For the first full 12 hours delay :
For each subsequent full 12 hours delay :
Up to:

€20
€10
€150
Nil
3. Missed Departure
(Holidays Abroad Only)
Up to:

€500
€90
4. Personal Accident




1. Death; or
2. Loss of sight; or
3. Loss of limb; or
4. Permanent total disability
If you are aged under 16*

€2,500
€2,500
€2,500
€2,500

*at the time of the physical injury
If you are aged over 16*

€10,000
€30,000
€30,000
€30,000

*at the time of the physical injury
Nil
5. Medical and Additional Expenses
(Holidays Abroad Only)
1. A. Medical expenses :
B. Emergency repatriation expenses :
2. Cremation, burial or transportation charges
up to:
3. Emergency dental treatment up to:
€5,000,000
€5,000,000
€10,000

€300
€90

€90
€90
6. Hospital Benefit
(Holidays Abroad Only)
€20 for each full 24 hours you remain a hospital in patient, up to :
€400
Nil
7. Personal Property
1. Loss, damage or theft
Repair and replacement costs – up to :
Single article limit :
Valuables in total :
2. Delayed baggage – up to :
3. Mobility aid lost / damaged :
4. Essential Medication Courier Costs – up to :

€1,500
€250
€250
€200
€500
€300

€90


Nil
8. Money and Credit Cards
Money
If you are aged under 16*in total – up to :
If you are aged 16* or over in total – up to :
*at the time of loss or theft

€50
€500


€90
9. Loss of Passport/Driving
Licence Expenses
Up to :

€500
Nil
10. Hijack
(Holidays Abroad Only)
€50 for each full 24 hours you are held hostage
– up to:

€500

Nil
11. Personal Liability
Up to :
€2,500,000
€90
12. Overseas Legal Advice and Expenses
(Holidays Abroad Only)
Up to :

€30,000
Nil
13. Pet Care Fees
(Holidays Abroad Only)
Up to :

€150
Nil

14. Winter Sports
Benefit Amounts
per person
Excess Applicable
per person
Winter sports equipment loss, damage or theft
Cost of repair and replacement – up to
1. Your winter sports equipment :
Single article limit :
2. Winter sports equipment hire – €30 for each full 24 hours – up to :
3. Ski pack – €75 for each full 24 hours – up to :
4. Avalanche – up to :
5. Piste Closure – €20 for each full 24 hours – up to :


€1,500
€250
€200
€300
€100
€200


€90
€90
Nil
Nil
Nil
Nil

15. Car Hire Excess
Benefit Amounts
per person
Excess Applicable
per person
1. Excess Reimbursement:
€5,000
per incident limit: €4,000
Nil
2. Car Rental Key Cover:
€2,000
per incident limit: €500
Nil